FAIR CREDIT REPORTING ACT
Cases involving inaccurate or incomplete credit reports. Identity theft, mistaken identity, merged identities. Failure to conduct reasonable investigations of disputed information. Providing credit information to persons or businesses without a permissible purpose under the Fair Credit Reporting Act.
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FAIR DEBT COLLECTION PRACTICES ACT
Cases involving debt collector and collection agency harassment. Attempts to collect false or fraudulent debt. Defending against collection lawsuits. Pursing time barred “zombie” debt outside the statute of limitations.
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EMPLOYMENT BACKGROUND CHECKS
Background check companies and employers using inaccurate or obsolete information for employment. Failing to notify the applicant of adverse actions based upon background checks. Failing to inform applicant of important federal rights.
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TELEPHONE CONSUMER PROTECTION ACT
Autodialer calls or pre-recorded messages to cell phones without prior express consent. Can include telemarketer calls, spam calls, and debt collection calls.
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